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Fresno Bankruptcy Attorney: Facts and Tips About Hiring a Bankruptcy Lawyer Personal bankruptcy is an emotional, daunting and major decision you have to make, whether it is because of unemployment, health issues, many years of bad luck or bad judgments that led you to land to a financial predicament to find relief from all the stress. But you don’t have to be alone when making this decision because a bankruptcy attorney can help you. A Fresno bankruptcy attorney is specialized in the negotiation process when it comes to resolving your case under the bankruptcy laws, whether you can eliminate your debts under the Chapter 7 bankruptcy law or reorganize your debts under the Chapter 13 bankruptcy law. Your financial situation will be assessed on your initial consultation with your bankruptcy lawyer to better understand your financial goals, and so you can talk about available and applicable debt relief options for you case. A Fresno bankruptcy lawyer will help in identifying if filing a bankruptcy is the best option for you, and if so, determine the right Chapter of bankruptcy law that is applicable for you. A bankruptcy lawyer will automatically accept the collection calls and represent you before your creditors, and most of them stop bugging and calling you once you’ve hired a bankruptcy lawyer. When you hire a Fresno bankruptcy lawyer, he will be preparing and filing your bankruptcy petition, giving you stress-free filing process. Forms are filed by your bankruptcy lawyer before the court that may contain thirty to sixty pages in length depending on the number of creditors you have. Of course you’ll be given the chance to review your petition before filing it before the court to make sure that all your creditors and assets are listed and there are no mistakes. As soon as your bankruptcy documents are filed before the court, you’re under the protection of the bankruptcy law’s automatic stay, and all of your creditors’ collection activities must stop. After filing your bankruptcy petition, you will be required to attend your 341 Meeting of the Creditors that normally takes about thirty to forty-five days, and your lawyer will ensure that you will be ready and confident to answer the trustee’s possible questions. It is the responsibility of your lawyer to negotiate on your behalf, review and sign any reaffirmation agreements on secured properties you want to keep such as a car or house attached to collateral for the debt you owe. For more information about hiring the best Fresno bankruptcy lawyer, feel free to check our website or homepage.Services – My Most Valuable Tips

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